A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by LOKUNNATI INDIA NIDHI LIMITED with the benefits of higher rate of interest than a Normal Saving Account.

Fixed Deposit is a great way to grow your savings with utmost safety. We offering Fixed Deposit to our members with following attractive features:

SNo.Plan TypeMinimum DepositROI(%)Maturity Amount(Rs)

Fixed Deposit Features & Benefits:-

  • Attractive and assured Return.
  • Impeccable services.
  • A wide range of deposit products to choose.
  • Quarterly interest will be credited to depositor’s Bank account, if opted.
  • Earn up to 12%p.a. from your Fixed Deposit with Lokunnati India Nidhi Limited.
  • Min amount of deposit for opening a F.D. with Lokunnati India Nidhi Limited is Rs. 10000 only.
  • Interest calculation quarterly calculated.
  • Avail Quick Loan Against your F.D. (Up to 90% of principal & accrued interest).
  • Safe custody of your FD receipts & automatic renewal on completion of tenure.
  • Rate of Interest for Senior Citizen/Women& Ex-servicemen shall be 0.25% higher than normal prevailing interest rate on Fixed Deposit Scheme.
  • To enable the depositor(s) to earn high rate of Interest below are the slabs for Interest Rates provided:


  • It is Mandatory to become a member in Company & Complete the KYC Norms.
  • Nomination Facility available for Deposits.
  • Interest rates are subject to change at the sole discretion of the Lokunnati India Nidhi Limited.

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